Banking Software makes it easy to connect with customers through the channels that best suit their needs,distribute products/services through your bank's branches as well as the internet and other channels. Front-end features direct include a user interface that user can adapt to their requirements.Users logs on to secured network of your website where they can manage their accounts. A secure messaging function lets you communicate directly with customers online. Features for branch management cover a variety of activities - including the follow-up of branch transactions and the creation of configurable vouchers. Software integrates seamlessly with the downstream capabilities for core-banking to support product and service innovation.Thanks to integration with downstream analytical banking solutions, your operational data is automatically prepared and processed for accounting and risk management processes. To enable optimal customer servicing, all customer- related information is handled centrally - across all lines of business - providing a 360° view of your customers and their assets. A generic functions area optimizes processes that cross individual lines of business, including:

• Pricing
• Tax Handling
• Authorization handling.
• Standard settlement instructions

Customer-focused services are mentioned below cover the entire process chain of banking operations - from product creation and definition to transaction and operations management. Capabilities for product definition enable a flexible product factory and short time to market for new products. Full straight-through processing can help you achieve operational excellence and keep costs under control. Scalability features enhance your ability to grow.

Deposits :- Capabilities for deposit management can handle all types of transactions for retail, private, and corporate banking. This includes transactions related to current accounts, savings accounts, certificates of deposit, term deposits, and money market deposits. A central and flexible calculation engine helps you handle all types of interest and costs - including credit interest, debit interest, fees, overdraft charges, and service costs.

Loans :- Loans management capabilities within Thaler support the handling of mortgage loans, investment loans, consumer loans, cash and revolving loans, term advances, commitments, credit lines and credit opening, and money market loans. You can define complex loan structures and manage all types of loan guarantees. Customization features let you handle rate reviews, early repayments, settlements, delay detection, and mailings. Other features let you automatically generate payment reminders and account statements, create synthetic overviews of customer loans and guarantees, and verify fund availability for loans related to credit lines.

Securities :- The provides management tools for portfolio managers and a complete order-management system. It supports straight-through processing for trades and can help a bank manage all kinds of securities for its own portfolio or the portfolios of its clients (including physical delivery and paying agent activities). The broad automation of securities management supports flexible securities accounting and positions management by custodians and complete management of security issuers, brokers, and custodians. You get all the information you need for stocks, bonds, and mutual funds (including fund composition to enhance transparency) - as well as for derivatives, structured products, and indexes. You can also use Thaler to handle management contracts, model portfolios, and constraints on investments and portfolios. A powerful engine based on flexible models helps you cope with all existing and future corporate actions.